Mortgage and lending solutions
for Doctors

Our trusted lending team based in Brisbane are specialists in home and investment property loans.

We offer the expert financial guidance you need to take advantage of exclusive home and investment property loan benefits as a Doctor.

Whether you wish to purchase a home, upgrade your current home or build your investment property portfolio we can:

Provide you access to the best deals

Save you time and make the paperwork process as easy as possible for you

Manage the process of applying for your loan with expert advice

Provide ongoing assistance and support with your banking and lending

As lending, financial planning and tax specialists for Doctors, here are some additional benefits of choosing Doctors Wealth for your lending advice:

  • 5% Deposit – no LMI: Just a 5% deposit is required without Lender’s Mortgage Insurance (LMI) for home or investment property loans for Doctors at competitive rates with no strings attached

  • Access up to 95% Equity: The ability to access up to 95% of the equity in your home or investment properties for your wealth creation or other purposes

  • Expert Loan Structure Advice: Loan advice that also factors in your financial planning future goals, tax planning and wealth creation, as these are vital additional perspectives to consider

  • Generous Borrowing Assessment: We are able to obtain a generous assessment of your public and/or private income. For example, for Doctors in private practice, the ability to rely on the last 3-6 months trading, or your annualised YTD income as a Doctor working publicly

  • Wealth and Tax Strategy Supportive: It’s important to ensure smart choices are made that will be supportive of your wealth and tax strategies now and in the future

  • VIP Banking and Lending Service: Save yourself time and frustration with a specialist relationship manager, VIP call centre and us able to liaise on your behalf ongoing

  • Full Mortgage Broking Service Access: Enabling you to choose the best option for you, including special lending offers for Doctors

  • Valuable Loan Features: Examples of these are lifetime interest rate discounts for Doctors, extended interest-only terms, offset accounts and package discounts

Smart loan structuring considers your financial planning, wealth creation and tax strategies.

As a Doctor, tax and debt are typically two of your biggest expenses over your lifetime, so how you manage these will have a major impact on your financial success. Aside from ensuring a competitive interest rate, we also advise on how to structure your home and investment loan debt to achieve the best outcomes for you from a tax planning, wealth creation and financial planning perspective.

This integrated, multi-disciplinary expertise offers additional benefits for you, such as:

  • Saving you interest: by making the most of your cashflow and offset account

  • Financial flexibility: Retaining access to your cash, whilst not paying any additional interest

  • Tax savings: Setting up your lending best if you are purchasing an investment property, planning for your home to become an investment property in future, or reviewing how to restructure your existing property portfolio and loans

  • Enhancing your current and future wealth creation: Utilising exclusive lending policies, be able to purchase a property sooner, plan ahead to assist maximise your future borrowing capacity and understand how to best create wealth via an investment property portfolio as a Doctor

  • Manage risks and enable asset protection: Awareness and implementation of risk management strategies available to you

ENQUIRE NOW

Learn more about optimising your wealth with
our mortgage and lending services.