Most Australians need a 20% deposit to avoid paying lender’s mortgage insurance (LMI). The good news as a Doctor is that some lenders only require a 5-10% deposit with no LMI needed.

A major expense in your life could be investing in your children’s education. It’s not uncommon to see parents trying to scrimp and save to put their children through private school—but there is a better way.

What if you focussed on the main activity in your practice that you enjoy, achieves the best health outcomes for your patients and is the most profitable? Jim Collins defined this as the “flywheel effect”.

Putting a prenup in place is risk management. Pre-nups are a safety precaution that becomes even more relevant when you consider that every third marriage in Australia ends in divorce.

It is possible to claim on your Income Protection or Critical Illness/Trauma insurance for all kinds of health events. In this post we unpack into what you can commonly claim on so you do not miss out.

For the first time in more than 15 years, parliament has passed changes to property depreciation legislation in the Housing Tax Integrity Bill 2017. Here are some key takeaways.

Let’s focus on one aspect of super – the concessional tax rate available only to superannuation funds. Super funds pay tax on contributions into the fund at a rate of 15%.

It’s often said that Doctors are more likely to divorce their spouse than switch banks. But with plenty of competition in the home and investment property loan sector, refinancing can be a good move.

Are you paying $1,000s – or even $10,000s – each year for an income protection policy that will not actually protect you the way you expect it will? You are certainly not alone – many Doctors unwisely believe their income protection policy will protect them.

What is estate planning and do I need it? The term “estate planning” should be viewed as any actions that are taken to plan for your death or major debilitation, so that your beneficiaries receive no surprises.

Taking a strategic approach to investing can lead to exponential growth. Whether you are just starting out or are reevaluating your investment strategies, here are some fundamentals to help ensure your success.

Quality comprehensive personal insurance cover offers you peace of mind, and provides financial security for you and your family. Your personal insurance cover will change as you progress through your career and life stages.

Off-the-plan purchases involve putting down a deposit, usually 5-10 percent of the asking price for the unit, with the rest of the price due on completion. Many buyers see off-the-plan purchases as a good bet – let’s unpack why it’s not a sure thing.

As an accountant for many years now, I’ve had many clients come to me expressing a wish to start their own business.  Some of these people knew what was ahead of them, others, unfortunately, did not.

Many SMOs employed by Queensland Health are concerned about their financial future, and in our opinion rightly so. The changes to the new contracts proposed for senior doctors have a number of documented disadvantages.